The Danger of ‘Loan Sharks’ on Telegram and WhatsApp
Every week, hundreds of Indians in financial distress receive a message on WhatsApp or Telegram that feels like exactly what…
Author: Saurav Mehra
Restoration Benefit in Health Insurance: What Happens If You Fall Ill Twice?
Most people buy health insurance with a mental model that goes something like this: I have a ₹5 lakh cover,…
Surrendering a Life Insurance Policy: How Much Will You Lose?
The decision to surrender a life insurance policy is rarely made lightly. It usually arrives at a moment of financial…
Nomination in Demat: Why It’s Mandatory and How to Add One
There is a category of financial tasks that most people know they should do, quietly intend to do someday, and…
Maternity Cover: When Should You Start Planning Your Policy?
Of all the financial planning conversations that happen around starting a family, health insurance for maternity is among the most…
Loan for Professional Equipment: Doctors, CA, and Architects
Professionals in practice-oriented fields — medicine, chartered accountancy, architecture, law, engineering — face a specific financial challenge that salaried employees…
Loan Against Property (LAP) vs. Mortgage: Key Differences
Walk into a bank and ask for a “mortgage loan” and the officer will likely ask you a clarifying question…
Liquid Funds 101: Better Than a Savings Account?
Most investors think in binaries when it comes to short-term money. Either it sits in a savings account earning 3%…
Pre-Approved Loans: Are They Really a Good Deal?
You open your bank’s app on a Tuesday morning to check your balance and there it is — a banner…
How to Read a Loan Sanction Letter Like a Pro
Most borrowers read their loan sanction letter the way they read terms and conditions — quickly, selectively, and with more…