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Author: Raghav Chadda

5 Best Government Loan Schemes Every Indian MSME Should Know in 2026
Loan

5 Best Government Loan Schemes Every Indian MSME Should Know in 2026

Quick answer: The schemes worth knowing are MUDRA for small collateral-free credit, CGTMSE for guarantee-backed lending without collateral, Stand-Up India…

byRaghav ChaddaOctober 21, 2026
Annuity Plan vs Lump Sum Investment: Which Approach Can Better Support Retirement Income? 
Investment

Annuity Plan vs Lump Sum Investment: Which Approach Can Better Support Retirement Income? 

Planning for retirement is one of the most critical financial endeavors one can undertake. It is only right to plan…

byRaghav ChaddaOctober 21, 2026
Unit-Linked Insurance Plan Meaning: A Complete Beginner’s Guide to ULIPs
Insurance

Unit-Linked Insurance Plan Meaning: A Complete Beginner’s Guide to ULIPs

Unit-Linked Insurance Plans (ULIPs) combine life insurance cover with market-linked investment in a single policy. The returns depend on the…

byRaghav ChaddaOctober 19, 2026October 21, 2026
Checklist for Evaluating a Used Car Before Financing It
Finance

Checklist for Evaluating a Used Car Before Financing It

A used car purchase is in a different category from a new one in several respects. The price is the…

byRaghav ChaddaOctober 7, 2026
Why Community Banks Are Good for Business
Business

Why Community Banks Are Good for Business

Choosing a bank is an operating decision, not just a place to keep money. A business needs reliable checking, secure…

byRaghav ChaddaSeptember 26, 2026
5 Ways to Get More Value from Your Credit Card Without Spending More
Finance

5 Ways to Get More Value from Your Credit Card Without Spending More

A credit card can do more than help you pay for purchases. Used wisely, it can help you earn rewards,…

byRaghav ChaddaSeptember 25, 2026September 25, 2026
What a Systematic Investment Plan Calculator Won’t Show You About Monthly Inflow Swings
Business

What a Systematic Investment Plan Calculator Won’t Show You About Monthly Inflow Swings

You want to grow your savings, but you’re not always sure where to begin. This is where a Systematic Investment…

byRaghav ChaddaSeptember 25, 2026
Algo Trading Explained: How Automated Systems Work in the Stock Market
Business

Algo Trading Explained: How Automated Systems Work in the Stock Market

Algorithmic trading uses computer-based instructions to automate trading decisions and order execution. Instead of manually monitoring prices and placing every…

byRaghav ChaddaSeptember 24, 2026
Does tokenized securities custody actually settle? The infrastructure gap in RWA
Finance

Does tokenized securities custody actually settle? The infrastructure gap in RWA

Tokenising a security can make ownership and transfer more efficient, but putting an asset on-chain does not automatically make settlement…

byRaghav ChaddaSeptember 21, 2026
Zero-Brokerage and Flat-Fee Trading: Evaluating the Real Value of Your Demat Trading Account 
Investment

Zero-Brokerage and Flat-Fee Trading: Evaluating the Real Value of Your Demat Trading Account 

Trading costs significantly influence an investor’s total transaction expenses. While many platforms promote zero-brokerage or flat-fee pricing, it’s essential to…

byRaghav ChaddaSeptember 18, 2026October 1, 2026

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