Author: Raghav Chadda

NFC — Near Field Communication — a short-range wireless technology that lets two devices exchange encrypted data when held within…

Punjab National Bank is a Government of India owned public sector bank. It is not a private bank. The central…

Your salary arrives on the 1st of every month like clockwork. Your pension credit appears the same day every cycle.…

Canara Bank is a Government of India owned public sector bank. It is not a private bank. The central government…

AGM in banking has two distinct meanings depending on context. First, AGM stands for Annual General Meeting — the mandatory…

Yes Bank is classified by the Reserve Bank of India as a private sector bank. However, following its March 2020…

AEPS stands for Aadhaar Enabled Payment System. It is a bank-led digital payment framework developed by the National Payments Corporation…

AMB stands for Average Monthly Balance. It is the minimum average balance that a bank requires account holders — primarily…

ICICI Bank is a private sector bank. It is not a government bank. The Government of India holds no majority…

NPS stands for National Pension System. Millions of Indians in the private sector, gig economy, and small businesses have no…