Banking Inputs

NACH stands for National Automated Clearing House. It is a centralised electronic clearing platform operated by the National Payments Corporation…

The name “Central Bank of India” often creates confusion — many people assume it refers to the Reserve Bank of…

NBFCs stand for Non-Banking Financial Companies. They lend money, take investments, and offer various financial services — but there’s a…

Bandhan Bank is a private sector bank. It is not a government bank. The Government of India holds no ownership…

Axis Bank is a private sector bank. It is not a government bank. The Government of India does not hold…

NDTL stands for Net Demand and Time Liabilities. In plain terms, it represents the total amount a bank owes to…

Bank of Maharashtra is a Government of India owned public sector bank. It is not a private bank. The central…

NEFT stands for National Electronic Funds Transfer. It is one of India’s most widely used interbank electronic payment systems, operated…

Bank of India is a Government of India owned public sector bank. It is not a private bank. The central…

NPA stands for Non-Performing Asset. According to the Reserve Bank of India (RBI), an NPA is any loan or advance…